*IMPORTANT INFORMATION FOR OPENING A NEW CARD ACCOUNT: To PayPal assPayPal ist the federal government combat the funding of PayPal terrPayPal orism and money laundering activities, the USA PATRIOT Act calls for us to achieve, affirm, and recordinformation that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we can ask for your name, cope with, date of beginning, and your government ID number. Wemay also ask to peer your driver’s license or other identifying statistics. Card activation and identification verification required earlier than you can use the Card Account. PayPal If your identification is in part demonstrated, complete use of the Card Accountwill be restrained, but you may be able to use the Card for in-keep buy transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and further hundreds. Use of Card Account alsosubject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.
1 While this unique feature is to be had for gratis, positive other transaction expenses and charges, phrases, and conditions are related to the usage of this Card. See the Cardholder Agreement or Online Account Center for extra info.
2 Faster investment claim is based on a evaluation of our policy of creating price range to be had upon receipt of charge training versus the everyday banking practice of posting finances at settlement. Fraud prevention regulations may also delayavailability of funds with or without notice. Early availability of finances calls for payor’s aid of direct deposit and is subject to the timing of payor’s price preparation.
3 PayPal PayPal Transfers require a PayPal Balance account and a customized card, which arrives inside 10 business days after activation of your immediate-problem card. If you do now not have already got a PayPal Balance account you will link to this Card, go to www.paypal.com to get one, or you can get one PayPal while you spark off this card on line. PayPal Balance account required for sure features, however now not to have the PayPal Prepaid Card. Transfers may not exceed $three hundred according to day/$2,000 in step with rolling 30 days and are limited to the budget available on your PayPal Balance account. Transfers may also most effective be made inside the call of a valid PayPal Prepaid PayPal Mastercard Cardholder. Only one (1) PayPal Prepaid Mastercard may be related to at least one (1) PayPal Balance account. PayPal Transfers can’t be reversed or canceled. The Bancorp Bank and Mastercard are not affiliated with, and neither endorses nor sponsors the PayPal.com on-line account to which various investment assets, inclusive of a PayPal Prepaid Card, may be connected.
4 Fee can be assessed via reload location and may range from area to place.
5 Payback Rewards is an optional application. You might also choose-out at any time by using travelling the Payback Rewards web page for your Online Account Center. Reward gives are primarily based on individual shopping behavior. Cash lower back rewards are credited to your CardAccount and aren’t available within the form of a test or other direct fee technique. See the program FAQs and Terms and Conditions on your Online Account Center for extra details about how and when you get rewared. Program sponsor:Netspend Corporation. The Bancorp Bank and Mastercard aren’t affiliated in any way with this program and do not propose or sponsor this application.
6 The Savings Account is made to be had to Cardholders via The Bancorp Bank; Member FDIC. To participate in the Savings Account program, Cardholder must consent to and maintain receiving communications from us in electronic shape. IfCardholder is difficulty to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request may be declined. Interest is calculated at the Average Daily Balance(s) of the Savings Account and ispaid quarterly.If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the complete balance might be four.ninety one% with an Annual Percentage Yield (APY) of 5.00%.If the Average Daily Balance is more than $1,000.00, the hobby fee paid on the portion of the Average Daily Balance which exceeds $1,000.00 might be zero.forty nine% with an APY of 0.50%, and the hobby paid at the portion of the AverageDaily Balance that’s $1,000.00 or much less may be four.ninety one%. The APY for this tier will variety from 5.00% to zero.fifty four%, relying on the stability inside the account.
The interest quotes and APYs of each tier may exchange. The APYs have been correct as of September eight, 2021. These are promotional fees and may alternate with out notice pursuant to applicable law. No minimum stability important to open Savings Accountor obtain the yield(s). Because Savings Account budget are withdrawn through the Card Account (maximum 6 PayPal such transfers consistent with calendar month), Card Account transaction costs should reduce the hobby earned on the Savings Account. Card Accountand Savings Account finances are FDIC-insured thru The Bancorp Bank, Member FDIC upon verification of cardholder’s identification. For purposes of FDIC coverage restrict, all funds held on deposit by means of the Cardholder at The Bancorp Bank will beaggregated as much as the insurance limit, presently $250,000.00.
7 A cardholder may additionally acquire a limiteless range of Refer-a-Friend rewards even as program is to be had. No reward credited to either birthday celebration if referred individual had another Netspend controlled card that was used for a fee load, buy,coins withdrawal, or incurred a balance inquiry rate at any time throughout the 180 calendar days earlier than the day the $40 load requirement is completely met. Only cash reloads and direct deposits count number toward the minimum load requirement. Allow 2business days for $20 credit to appear on each Card Account. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar 12 months, Netspend will mail cardholder an IRS Form 1099-MISC reflecting the entire Refer-a-Friend rewardsfor such calendar 12 months. Cardholder recognizes that by way of referring a chum via this software, cardholder is freeing private data. Referred individual acknowledges that charge of the referral can also bring about the cardholder’sknowledge of referred person setting up a Card Account with us. The Bancorp Bank isn’t affiliated in any manner with the Refer-a-Friend rewards application and does not advocate or sponsor this software.
8 No charge for this provider, but your wireless service may additionally price for messages or facts.
nine Mobile Check Load is a carrier provided via First Century Bank, N.A. and Ingo Money, Inc., situation to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval evaluation commonly takes 3 to 5 mins but cantake up to one hour. All checks are challenge to approval for investment in Ingo Money’s sole discretion. Fees apply for permitted Money in Minutes transactions funded on your card. Unapproved exams will no longer be funded to your card. IngoMoney reserves the right to recover losses due to illegal or fraudulent use of the Ingo Money Service. Your wi-fi provider may also charge a rate for message and facts utilization. Additional transaction expenses, charges, phrases and situations maybe related to the funding and use of your card. See your Cardholder Agreement for information.
The PayPal Prepaid Mastercard is issued through The Bancorp Bank, Member FDIC, pursuant to license by means of Mastercard International Incorporated. Netspend is a certified consultant of The Bancorp Bank. Certain products and services may belicensed beneath U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification and funds availability. Transaction prices, phrases, and conditions follow to the use and reloading of the Card Account.See the Cardholder Agreement for details.
Mastercard is a registered trademark, and the circles layout is a trademark of Mastercard International Incorporated.
Card can be used anywhere Debit Mastercard is widespread.
Apple and the Apple brand are logos of Apple Inc., registered in the U.S. and different countries. App Store is a service mark of Apple Inc. Google Play and the Google Play emblem are logos of Google LLC.
PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property in their respective PayPal owners.
This retailer engages in cash transmission offerings as a licensed delegate ofNetspend Corporation (NMLS #932678). State licenses, disclosures, and complaintinformationmay be found here PayPal www.netspend.com/assist/licenses.
©Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All different emblems and carrier marks belong to their owners.